Don’t Wait for Spring — Secure Your Spot Today.
Beat the rush. Schedule your exterior project now and be ready when warm weather hits.
Don’t Wait for Spring — Secure Your Spot Today.
Beat the rush. Schedule your exterior project now and be ready when warm weather hits.
Storm damage is stressful, and insurance paperwork can make it worse. We help Monticello homeowners document damage, understand the claim process, and communicate clearly with their insurer so repairs move forward without unnecessary delays.
Perfect Exteriors of Minnesota, LLC helps Monticello and Wright County homeowners navigate the insurance claims process for storm damage repairs.
Filing an insurance claim can be confusing and stressful, especially after your home has been damaged.
Our HAAG-certified inspectors provide professional damage assessments that insurance companies trust, and we guide you through every step from initial inspection to final repairs.
From our Monticello office at 516 Pine St, Monticello, MN 55362, we provide the local expertise and documentation support you need for a successful claim.
| Service | What We Provide |
|---|---|
| Free damage inspection | Thorough assessment of all exterior damage |
| HAAG certified assessment | Professional documentation insurers trust |
| Photo documentation | Detailed photos of all damage for your claim |
| Written damage report | Comprehensive findings for insurance submission |
| Adjuster meeting support | We meet with your adjuster to ensure all damage is identified |
| Claim supplement assistance | Help with additional damage discovered during repairs |
| Repair coordination | Seamless transition from claim approval to completed repairs |
HAAG Engineering provides the industry-standard training and certification for roof damage assessment.
Our HAAG-certified inspectors:
Insurance companies trust HAAG-certified assessments, which can make your claim process smoother and more successful.
Step 1: Contact Us for a Free Inspection: After a storm, contact us to schedule a free damage inspection. We’ll assess your roof, siding, windows, and gutters for storm-related damage. There’s no obligation, and our inspection helps you decide whether to file a claim.
Step 2: File Your Insurance Claim: If we find damage, you can file a claim with your insurance company. Most policies have time limits for reporting damage (typically 12-24 months), so don’t delay. We provide documentation to support your claim.
Step 3: Meet with Your Insurance Adjuster: Your insurance company will send an adjuster to inspect the damage. We can be present at this meeting to ensure all damage is properly identified. Sometimes damage is missed during initial adjuster visits, and having us there helps ensure nothing is overlooked.
Step 4: Review Your Claim Settlement: Once the adjuster completes their assessment, you’ll receive a claim settlement. We can help you review it to ensure it covers all necessary repairs. If damage was missed, we assist with supplement claims.
Step 5: Complete Repairs: With your claim approved, we complete repairs using quality materials and proper techniques. Your insurance payment typically covers the cost of repairs minus your deductible.
Will filing a claim raise my insurance rates?
Storm damage claims typically don’t affect rates the same way at-fault claims do. However, policies vary, so contact your agent with specific questions.
What if my claim is denied?
We can help you understand why and whether additional documentation or a re-inspection might change the outcome. Sometimes claims are denied due to incomplete information.
What is a supplement claim?
When additional damage is discovered during repairs that wasn’t in the original claim, a supplement claim requests additional coverage. This is common and normal.
How long does the claims process take?
Most claims are processed within 2-4 weeks. Complex claims or those requiring supplements may take longer.
Do I have to use my insurance company’s preferred contractor?
No. You have the right to choose your own contractor. We work with all insurance companies.
What about my deductible?Your deductible is your responsibility. Be cautious of contractors who offer to waive or pay your deductible, as this may be insurance fraud.
We assess and document damage from hail, wind, fallen trees and debris, ice dams, and other storm-related causes affecting roofs, siding, windows, and gutters.
Related services: Storm damage repair | Hail damage roof repair | Emergency roof repair
If you think you’ve got roof damage or need a roof replacement, don’t delay. Make ours the first number you call! Request a free, no-obligation inspection and estimate at 763-271-8700. Our office is open to receive your call Monday through Friday from 9 AM to 5 PM, plus extended weekday hours and Saturdays by appointment. You can also get in touch with us through our contact form.
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Perfect Exteriors of Minnesota, LLC
Don’t navigate the insurance claims process alone. Contact Perfect Exteriors of Minnesota, LLC for a free damage inspection and claim assistance.
Phone: 763-271-8700
Office hours: Monday-Thursday 8:30 AM – 5:00 PM
Friday 8:30 AM – 4:30 PM.
*Evening and Saturday appointments available by request.
Address: 516 Pine St, Monticello, MN 55362